Business Name: 50Plus Pty Ltd
ABN/CAN: 24 117 799 005

Business Address:
61 Wills Street
BENDIGO, VIC 3550

Business Profile

50Plus is boutique financial planning practice, independently owned by its principals and not associated with any financial institution.

Our advice aims to provide the greatest degree of transparency, control and flexibility - which we typically implement through directly held investments. This means we are able to invest our clients super or non super funds directly into specific investments (cash accounts, term deposits, listed income securities (hybrids), individually selected shares and real estate). Generally, 50Plus does not recommend managed funds.

We believe in communicating with our clients on a regular basis through daily email updates, "Client Briefing Nights" - held every four months, six monthly face to face reviews and through our quarterly newsletters.

50Plus Pty Ltd holds its own Australian Financial Services License - number 334441 issued by the Australian Securities and Investments Commission (ASIC).

David Gemmell is a member of Superannuation Professionals Association of Australia (SPAA) and is a SPAA SMSF Specialist Adviser.

Our clients are located throughout Australia and overseas.

We offer advice on;

• Retirement Incomes; the most appropriate strategy to meet your income needs
• Salary Packaging: maximising the tax effectiveness of your remuneration package
• Portfolio Asset Allocation; how your funds should be invested across the various investment sectors
• Self Managed/DIY Super Funds: bringing greater control and flexibility to your superannuation
• Wealth Accumulation: maximising your wealth through well researched strategies
• Government Support: maximising your social security/Centrelink entitlements
• Estate Planning: ensuring your wealth transfers to your beneficiaries efficiently.